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The potential problems arise with the European Countries on the
fringes such as those within the Balkans. When you leave the EU,
your first step should always be to establish with your
insurer that you are covered in the countries you are visiting.
Different insurers take a different approach to such countries as
Slovenia or Macedonia for example and none automatically include
the USA and Canada. In all cases, make sure you take your Motor
Certificate or Green Card with you.
If your policy includes Breakdown Recovery and Motor Legal
Expenses as many classic policies now do, make sure that the
policy operates in the countries you are visiting. Generally, the
service in the more frequently visited countries is excellent but
it’s important for you to take the correct help line
numbers.
So much for the vehicle: now for the driver. Notwithstanding the
far wider Travel Insurance now provided under most Household
Policies, it is the case that adequate cover is often only
provided by purchasing a separate travel policy. If you buy
such a policy do make sure you take it with you as part of your
travel documents.
If you are unfortunate enough to need medical or vehicle
attention during your trip, producing the policy can save you
time and trouble. Also be aware, the reciprocal arrangements
previously in force in the Channel Islands and Isle of Man now no
longer apply.
Overseas travel should be a thoroughly enjoyable experience
either on or in a well maintained vehicle but always remember to
plan your Travel Insurance cover well in advance and don't be
afraid to ask.
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